Paste the hospital bill or the collection letter. In a few seconds you get whether financial assistance likely applies to you, the rights Florida's 2024 hospital-billing law gives you, the lines worth questioning, and the one thing to do this week. No account. Nothing stored.
Free first look — 20 seconds
The hospital statement, the itemized bill if you have it, or the collection letter. Leave out your account number if you like — it isn't needed.
Why this exists
Nonprofit hospitals must have a financial-assistance policy. Florida law now makes hospitals screen for it and wait before collections. Most people never hear either thing — they get a statement, a 'final notice', and a payment plan. This puts the policy, the law and the letter on one screen before you pay.
How it works
The statement, the itemized bill, or the collection letter. Nothing is saved.
Whether financial assistance likely applies, what the 2024 law gives you, and which lines to question.
The request for assistance, an itemized bill, and a collections hold — written out, in the full version.
Plans
The free look tells you whether to pause and what to ask for. The full version writes the letter to the billing office — assistance application, itemized bill, collections hold — ready to send.
The full reading, every questionable line explained, and the letter requesting financial assistance, an itemized bill and a collections hold. Printable.
For a free clinic, a patient navigator, a church benevolence fund or a legal-aid intake desk that sees hospital bills every week.
All prices in USD, handled by Stripe. The free look never goes behind a paywall — if $9 is a problem, the free version still tells you what to ask for and gives you the legal-aid link.
Common questions
No. Only the hospital's own written Financial Assistance Policy can say that — the tool can only tell you it likely applies and that you should ask the hospital's billing office for that policy and the application, by name. Many nonprofit hospitals must have such a policy under IRS rule 501(r). This is not legal or financial advice.
The first look is free, and nothing you paste is stored. If you want the actual letter generated for you, that's $9 for one bill; ongoing help finding clinics, navigators, and legal aid is $49/month. No account is required for the free look.
For Florida-licensed hospitals, since July 1, 2024 a hospital must tell you about its financial-assistance process and then wait 30 days before taking extraordinary collection action like a lawsuit, credit reporting, or selling the debt (Fla. Stat. 395.3011). Confirm the timeline and your situation directly with the hospital's billing office or free legal aid at floridalawhelp.org — this tool can be wrong.
You have the right to request an itemized bill from a Florida hospital — the summary statement is not the bill (Fla. Stat. 395.301). A single line like that, a round number, or a level-5 charge for a minor complaint is worth asking about before you pay, not proof anything is wrong.
Often no — it's frequently still possible to apply retroactively for Medicaid or for the hospital's own financial assistance, so it's worth asking about both. Ask the hospital's billing office directly, and consider calling 211 or floridalawhelp.org for free help figuring out your options.
No. Solamente la PolĂtica de Asistencia Financiera escrita del propio hospital puede determinar eso — la herramienta solo le puede indicar que probablemente aplica y que debe pedirle a la oficina de facturaciĂłn del hospital esa polĂtica y la solicitud, por nombre. Muchos hospitales sin fines de lucro deben tener esa polĂtica bajo la regla 501(r) del IRS. Esto no es asesorĂa legal ni financiera.
La primera revisiĂłn es gratis, y nada de lo que usted pegue se guarda. Si quiere la carta ya redactada, cuesta $9 por una factura; la ayuda continua para encontrar clĂnicas, navegadores y asistencia legal cuesta $49 al mes. No se requiere cuenta para la revisiĂłn gratuita.
Para hospitales licenciados en la Florida, desde el 1 de julio de 2024 el hospital debe informarle sobre su proceso de asistencia financiera y luego esperar 30 dĂas antes de tomar acciĂłn de cobro extraordinaria como una demanda, reportarlo a crĂ©dito, o vender la deuda (Estatuto de Florida 395.3011). Confirme el plazo y su situaciĂłn directamente con la oficina de facturaciĂłn del hospital o con ayuda legal gratuita en floridalawhelp.org — esta herramienta puede equivocarse.
Usted tiene derecho a pedir una factura detallada (itemizada) a un hospital de la Florida — el estado de cuenta resumido no es la factura (Estatuto de Florida 395.301). Una sola lĂnea asĂ, un nĂşmero redondo, o un cargo de nivel 5 por una queja menor vale la pena preguntarlo antes de pagar, no es prueba de que algo estĂ© mal.
Muchas veces no — con frecuencia todavĂa es posible solicitar Medicaid de forma retroactiva o pedir la asistencia financiera del propio hospital, asĂ que vale la pena preguntar por ambas opciones. Pregunte directamente en la oficina de facturaciĂłn del hospital, y considere llamar al 211 o a floridalawhelp.org para obtener ayuda gratuita para entender sus opciones.
Built by the same team, free to try.